28°42′N  81°20′W · Longwood, Florida

TomBell


President & Chief Executive / Excel Credit

Financing for boats, yachts, aircraft and collector cars — $25,000 to $25,000,000, across 48 states. Most approvals come back inside 24 hours.

Portrait of Tom Bell, President and Chief Executive of Excel Credit

Plate I
Portrait
tom-bell.jpg

Plate IExcel Credit
Loan range
$25K$25M

New, used, brokerage and refinance.

Typical decision
24hrs

Most approvals return within a day.

Waters served
48states

The continental United States.

Offices
2

Longwood, Florida and Panama.

Legend

What Tom finances, and what that covers

One desk, one point of contact, from the first rate quote through to settlement.

Yachts & superyachts
Sail and power, domestic or foreign flag, purchase or refinance. Coast Guard documentation and closing handled in house.Marine survey · documentation · settlement
Boats, new and used
Dealer or private party. Buc Book and NADA values checked before you make an offer, not after.Dealer · private party · trade
Aircraft
Piston, turboprop and jet, for owner-flown and managed aircraft alike.Purchase · refinance
RVs, exotics & collector cars
Coaches, marques and garage finds — assets a retail lender's model does not know how to price.Collector · exotic · motorcoach

Passage plan

Five waypoints from first call to keys in hand

Rate quote

Send the vessel and the terms you want

Year, make, price and the term you have in mind. You get a real rate back, not a range.

Application

Apply online or over the phone

The online application runs over 256-bit encryption. If you would rather talk it through, call and Tom will take it down with you.

Approval

A decision, usually within 24 hours

Most files clear inside a day. If yours needs more, you hear why and what it needs — not silence.

Survey & documentation

Survey, title and Coast Guard papers

Marine survey scheduled, title work run down, and Coast Guard documentation prepared and filed for you.

Closing

Settlement handled in house

Funds to the seller, papers to you, and the boat in your name. One desk end to end.

I can't express enough what a pleasure it is to do business with Tom Bell.

Client reviewPublished at excelcredit.com
Attention to detail and foresight The phrase clients keep returning to.

Read more reviews →

Landfall

Tom Bell

President & Chief Executive · Excel Credit

Direct line
407-862-2225
Facsimile
407-862-2298
Hailing port
505 Wekiva Springs Rd. #200
Longwood, Florida 32779
Second office
PH TOC, The Ocean Club
Panama
Watch
Monday to Friday
8:00 AM – 4:00 PM ET